at level 1 I decided I didn't like being a slave to the debt kings. I made a choice to stop spending money on "stuff" and take my frivolous spending and put it towards investments ... aggressive investment like crypto. If I lose it all, eh I would have spend it on booze or eating out or some other crap that would literally be crap in a couple days.
soon ill be to level 2 just because of how I have changed my habits, my investments have not been used to pay off anything (yet). That will be a big part of getting to level 3 for me.
You'll get there. Level 2 is achieveable for everyone who has patience and just puts his mind into it. It sounds cliche, but it's true. Just live it. Read and watch about cryptos, personal growth, business, investing..You will shape your brain to that reality. And then you cant escape it. Scary and weird how it happens. No going back.