Do know that after the updates listed above, we will soon be integrating a mechanism for our users to apply for a debit card that will allow the spending of STEEM at any vendor that accepts a debit card.
This one would be the game changer and one that we have been waiting for with a while. This is part of what will bring STEEM to the masses if you can get it up and running.
hello @niallon11. We have it on our roadmap. Once there, it gets done. We are very excited about this service!