Information from chris spivey's website
Debt and credit cards......
What they refer to as ‘your contract with us’ is not a valid, bilateral, agreement – since the four requirements of a lawful, binding contract were not met on the Credit Card (or whatever) ‘application’, namely:
Full Disclosure (we are not told that we are actually creating the credit with our signature), and
Equal Consideration. They bring nothing to the table, hence they have nothing to lose. (“Consideration” means ‘something of value’, e.g. money, or an item of value – something they are trading for your signature/promise – something they have to lose), and
Lawful Terms and Conditions (they are based upon fraud), and
Signatures of BOTH Parties/Meeting of the Minds (Corporations can’t sign because they have no Right, or Mind, to contract, because they are soulless legal fictions)
Credit Cards and Loans are win/win for them, and lose/lose for everyone else – it is the slickest con game on the planet.
Anyone from any country can take back their power, under common law for free at http://www.commonlawcourt.com/