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Correct, it's a scam. ;)

Dam Straight! Whenever I hear about people buying it I cringe.

I bought it. And I sold some. Made a decent profit. It may be bad, but it's profitable!

I bought some too......I'm hodling.......if banks get involved, then M00n.

Banks are already involved in ripple, as a matter of fact I'd wager that is where most of it's market cap is/trading volume is now.

Banks are so 2008.

What path would it lie on then?

I would put it at the public dump.

Lol. Limited real estate on a single panel comic unfortunately.