I know there is an option to decline payment, otherwise it's 50/50 SBD and SO or 100% SP. I was wanting 100% SP, but it could be I clicked the wrong button, lol. Cheetah's comment came up afterwards so I'm sure it was nothing to do with his visit. I must say, usually if I see Cheetah's comment under a post I move on without reading it, I have done a search myself when someting has looked like a copy/past job, and found him to be correct, but in future I won't take his word for it!
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