I avoid ICOs. So I know nothing about Filecoin
My current focus is on Bitconnent Loans, staking BCC tokens because the tokens pay you interest and are increasing fast in value, and adding Steem Power.
Those three things add enough cash everyday I don't need to worry about finding the next big thing.
Yeah. I hear you and mostly that's what I'm doing as well (besides some physical mining using Nice Hash) but I also like investing into my Seed Vault... These are more speculative to be sure but if I'm only investing small amounts here and there it keeps me engaged with the industry as a whole... and if any of the things in my Seed Vault go up it's going to offset anything that may not. So yeah... A little on the side is a good way to stay diversified and healthy... As long as it's not ALL of the investment capital... Anyways! Filecoin looks VERY promising. You should look into it if you get the chance to! :)