The main issue is because once people gain wealth, they don't want to lose it. This is the prime reason things are the way they are. But in here, whales have a rare opportunity: they don't have to give away their Steem.........they can delegate it freely. This is so much an obvious solution, I am still very shocked to see such a small number of people doing this. And not only that, you get to decide who to give it to. It's like you get to have your own company of people......
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The main issue (imo) is that people can't have enough money. If there was some incentive like a small return on curation rewards while delegating, it might become more of a thing to do. Besides, making money ain't a bad thing, there just needs to be more of a balance in doing so. Especially once it comes to negatively impact others.
It is funny. When our stomach is full, we decline to eat more and are happy to share...but is if ever possible for a bank account to be “full”???