Goldmoney is not a cryptocurrency. You have direct ownership title of physical gold which can be redeemed and sent to you at any time, but you can also spend it, send it, or earn in it. Its kind of like a paypal account except your balance is in gold grams instead of your local currency. Over long periods of time this preserves your savings better than any other vehicle
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I see. Thanks for the education.
I would be happy to answer any other questions. This is my passion :)