Congratulations once again, as you are about to become a dad. In my opinion, your idea of taking steem power is a very good idea, I am still new to steemit and don't know if people can collect full SBD's but as a new guy here with the options I am given, the best thing is the 50:50 default for both SBD and steem power, then after you get this, split the SBD into 2 again, by converting 50% to steem (as usual we won't use the convert steem button, we should use the internal market) then changing that steem to steem power, at the end of the day you gain massively more steem and you also have some SBD's you can do what you want with. It's a win-win, the most important thing is to have options. Nice Post by the way, it would help a lot of newbies.
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