Yeah, you are giving the only one point I have ever seen.
So now the REASONs why people don't stake all the time?
Because your point is not a reason, since staking 24/7 and once a month is not a difference for interest. So why are people choosing the once a month option?
Fear of getting hacked? Super expensive electricity? I don't know. Maybe it's easier if the people keeping cold wallets actually speak instead of just tossing out cookie crumble trails.
Why run a client that consumes cpu power and must be managed when i can set a monthly/quarterly/yearly schedule to stake for a day and collect my interest?
I would also love to hear from cold wallet investors.