Hacking is not just a computer work:,-) some do it well with there mind. To be honest, I know people withdraw cold cash from the bank by transferring PayPal credit then they apply for dispute on PayPal. Since PayPal security before has a lot of loopholes, they used that to cash out money then money back.
Another, PayPal owner apply to become a seller then sell something online at very high price. Using there friends credit card to max it out online. It's instant then bank transfer takes three days. Once it transferred, the culprit will withdraw all the cash then ask his friends to apply for dispute in the bank.
I remember before, creating PayPal account is as easy as creating Facebook account. You can also use others people identity at ease.
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Nice story ^^
There are indeed a lot of ways to make money illegally