Nice post. Money is a store of value, but it has no purpose if all it does is store value. At some point the value is meant to be converted back into items or services we desire or need, or an experience that we wish to enjoy. When we collect it just for storage sake we call it hoarding. I've seen many people lose sight of the ultimate purpose of money and hoard it. Guess what? You can't take it with you and at some point, somebody else is going to have the enjoyment of those assets.
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Thanks mate! Totally agree, doing the conversion of work-->money-->happiness creates significant efficiency loss in production value for most people.