"HBD is mostly optional. If you don't want to interact with it, just ask for your posts to be paid in Hive instead." -blocktrades
This will result in you receiving less value of reward paid out to your account as HIVE does it not? (in case of HBD being overvalued by open market)
Seems to be true - More ever, you also earn interest on HBD 😜
3% a year is better than nothing but still not worth buying at multiples of it's intended price. lol