I would like to see both conversion operations shifted down by half the fee (i.e. convert HBD to HIVE at 97.5 and convert HIVE to HBD at 1.025) which would make the fee 2.5% in effect. But it could be that the total fee should also be smaller (say 1% on each side). In any case I think we should assess for a while before making any changes.
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