Hi @ketflan
First, Thank you for your advice.
Second, about the day care, Every year once in a year we take our family for a "Vacation" on this time. This year is a little different because we closed the deal for this vacation a long time ago because of the low rate with no abillity to refund. My wife got fired after the order has been made.
But, As you can see in this post (i'm just going to update) My wife had a job interview yesterday and she got the job :) :) :) :) So i hope that our state will go back to normal as soon as she strats to get her paychecks.
Believe me, Even when my wife's were work before her paychecks were very small thats why i needed to save a little somehow for the family vacation on summer.
So, I just want to thank you all for your help even though it didnt gave me that much but your intrest in my situation and the advices that you gave me just filled my heart with hopes.
I'm sorry for ma plain English but i hope that you understand me.