I'm not saying you can't make money trading, but some people have a knack for it and other just never figure it out. I'm one of those that probably won't ever get it, so I'm focusing on saving and long term investing. I get the long term plays right. I fail at predicting price in the short term every single time.
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That's what I've come to accept too...that some people have a knack for it and I never did. lol. So I agree with your philosophy and course of action.
Any official link dir to go and give it a look 😊
I'm glad you asked! Here's an affiliate link to Celsius. It's app only, so you have to get it on a smartphone of some kind. If you like it, and deposit $200 or more, they'll give you and me an extra $10. I've been using them for a while, I've even gotten a loan from them on my BTC holdings. It's super easy! https://celsiusnetwork.app.link/Johnb875
As far as the Tezos (XTZ), probably the easiest way to bake that is to buy it on Kraken or Coinbase, and stake it right on the exchange. Staking it yourself isn't hard either though.
And the magical world of DeFi is just beginning and changing fast. I don't know much about it myself, but you would do well to look at Maker DAO (MKR) and it's DAI stablecoins, Dy/Dx a decentralized exchange, and there's a thing called "Pool" which is a no lose lottery, kinda cool!