Live every day as if it is your last day on earth. Plan as if you are going to live forever. I have never seen a funeral where a U-Haul was hooked to the back on an hearse.
— Stanley Martin Reynolds, Sr. (1922-1975)
That was my dad giving me advice when I was a young man. Daddy lived through the depression, served in the Second World War. Raised us foster-kids as if we were his own children. I will listen to daddy. Might not be sound financial advise, but works for me.