I think this is a Decentralized Finance Existential question. In reality things have value because we give them value. In the crypto sphere, just like in fiat land, crypto has value because we give it value. We buy it, we hold some, we give some to others, we exchange it for goods, we exchange it for services and we create utility for it.
Ethereum has value going forward partially because people not only believe it has value, but because you can use it both to make more money and to purchase goods and services.
In the same way Steem could have value and now Hive could have value. The beauty of cryptocurrency is that we don’t have to wait for non-crypto’s to give our coins value, we can imbue them with value through these forms of utility.
Plus we don’t have to wait for our coin to develop commerce, we can create utility or pay people to make our ideas about commerce and utility for our coin a reality.
So my answer is I will store my wealth in a crypto or crypto’s with communities who are giving their coins value by acting as if they have value, and creating utility for banking and commerce.
I believe in a decentralized blockchain true equality of financial opportunity is through developing the structures that support those opportunities of simple commerce and complex DeFi finance.
This is true the path to true freedom, through acquiring knowledge, planning and execution.