Depends how you define DeFi
No, it doesn't. Neither HE nor NFT Showroom fit the De in DeFi. Both are centralized (while HE could become decentralized, yet its decentralization isn't pushed or even actively pursued).
HBD is not novel, the Bitshares blockchain already did have "smart stablecoins". SBD/HBD are an evolution of those. I guess the internal market could be typified as DeFi, but would be better if there were actually more than one token. Without option to list tokens there's not much Fi, right? Eventually we will get there, but DEX existed "way before DeFi". But I guess that one touches upon DeFi. I'm even a big fan of HBD. :)
Valid points and debate, but when you take a closer look into many Ethereum-based DeFi projects, NFT sites, wrapped coins etc, it's also debatable how decentralized those apps / tokens really are? At the end of the day DApps on Ethereum are also cooking with water and make similar trade-offs as Hive-based DApps.
Totally agree. But, personally, I care about the decentralization aspect. I make that error often... semantics matters.
Many NFT platforms are to me mostly e-commerce, not even FinTech. Many dapps should be called bapps, blockchain apps because they’re not distributed (nor decentralized).
And many “DeFi” projects will go the same route as the Binance “DEX”. Being “owned”, probably even launched, by a central entity who was once a major centralized platform operator but needed to move quickly to protect their turf and revenue before being eaten by actually decentralized platforms. If we don’t watch out with our labeling we won’t recognize the centralized ones from the real deals out there.
!ENGAGE 40
ENGAGEtokens.