I totally agree with you. Hive needs to innovate.
I was thinking the other day, what if Hive incorporated some kind of DeFi element? eg. We allocate a portion of the inflation to be given to those who lock up Hive in Savings or some form of passive staking. i’m not a developer, so not sure if it’s possible, but what if there was a way to choose duration for how long you want to lock up your Hive in Savings, and then allocate staking income in proportion to duration of staked Hive. This would offer a way for those who don’t want to power up Hive to still earn a passive income, and could introduce gamification to the Savings feature.
For example, it could look something like this. 20% of inflation goes to Savings. You lock up 20k Hive in savings, total Savings/staking pool is 2M. This would give you an APR of 1% from Savings inflation pool, and overall 0.2% from entire inflation pool. The parameters can be modified if Savings duration can be adjusted.