With an onchain contract/ liquidity pool between Hive/HBD i think the coin would become much more stable and people want less likely to hold on exchanges.
Also, the 10% interest can be paid there, in the liquidity pool :)
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I'll give it some thought after the hardfork.
:) perfect
Would be super cool because liquid assets would become a use case everyone would benefit from. And the 10% would end up in a much more useful way :)