I feel for you. This reminds me of a conversation I had with my wife last night. She came home and mentioned one of her coworkers was moaning about a ridiculous car bill she was facing. This from a married woman who only uses her car to come to work. She lives close to a bus stop and there is a bust stop only 7 minute walk from work! Two car families when there is a good public transportation system is pathetic.
I get your point about Denmark. My wife does not want to go back home and live in America again. But each country has its pros and cons.
As for crypto, well Trump is in power again, and with his whimsical words, who knows what crypto will do! I know more and more of mine gets put into stablecoins or btc.