You are having a fluffing wonderful life. Look at things you have and that you have done. Now you even have no mortgage and still with your partner you love.
Loads of people would give their hens teeth to have achieved what you have!
Must admit though I am biased and love the coast, always have and always will.
At least I'm only twenty minutes away from it... No real problem that'd not a first world one!
hehe well 20 isn't far!