Hello Silver Bloggers and Hello Savers ...
I hope you have been having a good weekend, I have apart from the football!
Mind you with what happened on Thursday I should have been forewarned that everything would not go to plan with the football this weekend!
Talkng of weekends, the eight weekend of 2025 is here and with it the eighth weekly report of my Saturday Savers Club participation for 2025.
I am publishing this in our Silver Bloggers community as we do have an interest in crypto and passive income streams for our retirement!
Changing Direction ...
On Thursday I was going to get some physiotherapy and I had chosen to go to the Queen Margaret Hospital in Dunfermline as opposed to our local Victoria Hospital in Kirkcaldy. The reason being they had the only hydrotherapy pool in our county.
It is times like this when I do wish I still drove!
To make sure I was not late etc as I did not know where the physio theraphy was located I did not want to get there Just In Time but be a wee bit early.
It meant taking two buses with a half hour wait at these bus stops.
I say bus stops because we arrived at the bus stop on the left side of the road but the next bus actually was going in the other direction, so let from the other side of the road!
That was the view from the other side of the road. I do like how they tried to make those flats (or condos) look a bit historical with a sort of turret.
I wonder if they will be around in a hundred years like the flats in the first picture.
They don't make things to last like they used to!
Fluffing Disaster!
I got to the main reception to find out my rheumatology clinic was in the Therapy department which was right across the hall and as soon as you entered the hospital!
I was thirty minutes early. Not a problem there was plenty of things to be done on my phone!
The physio comes out, a wee Irish girl and we go through things. Then I mention I had chosen here for the pool.
"Oh yes" she says...
"There is a high chlorine level so is closed."
Well fluffing fluff me .... Two hour bus/waiting journey there for nothing!!!
"I will put you on the waiting list though!" she says all smiley smiley!
Silver linings
She did give me a list of hydrotheraphy exercises for me to do in my local pool, which is all fine and dandy but not sure how warm that water is!!!
On the way out I did see a year calendar...
Normally we get one from either (Aldi or Lidl) a local supermarket. This year they never did one, or I missed it.
So I snapped that shot from the reception desk in the Therapy department.
This year is all about Just Doing It for me... no more procrastination (well most of the time!) Hence my taking that picture!
Which brings me nicely into my Saturday Savers Club goals and progress for 2025.
No detours (apart from the wee ones) on Savings goals!
If you fancy joining in with the Saturday Savers club and the fun way to save ... then ... First up read this post Saturday Savers Club | Year 5: 2025 Launch and FAQs | 500 HP Prize Draw! | Everyone Welcome..
I shall be Using the Penny a Day Savings Challenge
Primary Goal 1 = 667.95 HBD
Well saving HBD our stablecoin Hive Backed Dollars earns 15% APR interest... that is some fluffing good passive income! I wish all income was passive income!
I am adding 2 HBD per day to the stash but you can see from above that on the 20th Feb I added 3.293 which was an extra 1.293 HBD ... 👇
Yes I received an interest payment. Thank you kindly!
Now then I did say I was doing my version of the penny savings challenge.
Previous years showed me the way to hit your HBD saving goal was to save hard at the beginning!
Tengo's Special version makes use of the make hay while the sun shines philosophy...
As you can see from my account screenshot I really am flying along with 140.691 HBD in my savings pot ...
I might have to raid that in the near future, but hopefully not.
As you can see from the table I am at 21.06% complete. The target completion based on a pure date driven scale is 14.52%.
HBD and Primary goal is nicely ahead of schedule!
Secondary Goal 2 = 0.01095996 BTC
Whether or not I meet this target will depend on the price of Bitcoin.
I decided to buy 3 USDT worth of Bitcoin each and every day...
I have an auto-invest order on Binance...
The amount of Bitcoin I have now is ... 0.00156829 and which is 0.000223426 more than last week!
At 14.31% we are ever so slightly below the projected target value of 14.31%. This due to the fact that BTC has been trading higher and not getting as much of it for our $3 as at the beginning when the goal was made!
It is fun to collect things .... Now it is $HBD and $BTC.. Of course I collect more!
There we have it, it should be an interesting year!
My SSC goals for 2025 with progress to date against planned progress of 14.52% are :
Goal 1 = 667.95 HBD, To Date 140.691 HBD, 21.06% progress.
Goal 2 = 0.01095996 BTC, To Date 0.00156829, 14.31% progress
Week 8 Goals and N2Hs
There are 52 weeks of course in a year, so I do have plenty of time to decide how my numbers and reports will look, However for the meantime I am still quite liking this.
Verdict for Week 8
☑️Another Fluffing awesome week of progress
It was a 8.5/10 week. With generally more than required progress being made. Only BTC and EDSI are behind schedule, but not by much.
Only thing to improve is to aim for one post per day this week! How these daily posters manage to post daily I am not sure. Maybe I do less photo orientated posts as it takes quite some time sifted through heaps of the photos I take and selecting/editing which ones to use!
Do you write daily? How do you do it?
Are you saving for something this year?
Thanks for visiting and have a wonderful 2025...
Thank you to @raj808 for the Saturday Savers Club banner.
All images and ramblings are from me, the mad Scotsman TengoLoTodo unless otherwise stated.
@tengolotodo February 23rd 2025
I don't know why I thought that in the first world countries no time is wasted! In Venezuela it is normal that after a long trip or after waiting, someone will show up and tell you that they are not serving, that they are closed or to come back later. Well, the important thing is that you start your therapies next week. A big hug
Procastination is really time consuming, and i tend to do that alot. Still trying to adjust am glad you over procrastination
It is still there lurking, I just need to smash it in the face and do things.
Lolzzz exactly what every one should do
hehe it taken me years of missing to hit it more often now
Yah it always does, sometimes before realizing might be too late
You mentioned that you have earned some interest on the stable coin which is interesting and I would like to know more about it. Where can I read more about it?
Procrastination is my challenge too. I just need to set bigger and achievable goals for this year. It is really advisable to have different sources of passive income. Thank you for sharing your points on saving HBD. I still have a lot to learn from this. Hope you recover fast (and furious)! ☺️