I also was not that active on the Hive blockchain in the recent past. I am on the 13th place of the engagement league this week, which is quite surprising for me. Currently all is well, but I still do not know what will be in the next winter.
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You have time to figure it out. Do you know how much you need to save to stay where you are? Thats a good place to start.
That would be good. But I am heating the house with gas. And the price of the gas can change a lot. The price of the electricity can also change a lot. And the buying power of the money can also change a lot. Even in a single month. For example the consumer prices increased by 7.40% in 2021 december. This value is very similar to the USA, where the consumer prices increased by 7%.
It is a place to start.