Just today the way we see the world is going and earning money has become a bit difficult if the amount of money we are earning and our expenses are more than that then we are going to have problems in the near future. It is better that a person spends as much money as he is earning, so it is very important to look at the management of money in today's era.
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The problem with personal finance is that we tend to spend more than we earn, which sometimes leads to debt. When that happens, if you don't take action in time, it's like a snowball that just keeps on snowballing.
Yeah i totally agree with you.