Thank you for the wishes for him and very good advice that I need to address to him. He's kind of spends as quick as he gets money. The funny thing is that he is going for a Business Major, haha. Oh the IRS, oh yucky taxes but yes pay them and on time. Also by all means file, a lot of young people usually get refunds so I don't understand why some don't do it.
Yes there are things here if you start early with can be very beneficial later. I didn't get on the train super early but got onto to it before it was considered late. Now it may lead to me retiring early 😁 Take care.
If there's one thing I wouldn't want to mess with is the IRS. I have a few acquaintances getting trouble with it and that sends me a signal, just don't fuck with them. Have him check out this youtube channel by Caleb Hammer, it's entertaining and some ridiculous examples on personal finance.
😄 It's always nice to retire early, debt free and you can do whatever you want with the time. I hope you get to do it soon!