Lending money to a friend is usually a bad idea, I have been there, and as in your case the friendship went cold without me even asking for the money back. I agree with you, Hive offers us a powerful tool to help us in the lean days to help ourselves and our friends It's a shame that many don't realize it and use their accounts as a cash machine.
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It is a shame, but as I said many times, I will continue creating similar posts to this one, trying to educate others about HivePower and how powerful a tool it is!