I think that the maintenance would be high, fees, and so on. Maybe fees to dock. Insurace. Licensing... just so much. This year is paid for, keep saving and you may be able to pay for next winter. I think it's possible to supplement your income.
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Maybe that could work, if there will be no better option.
I give you some !PIZZA and some !LUV.
Have a nice day. All the best. Greetings and much love from Hungary.
(1/4) gave you LUV.
@xplosive
I think your attitude twards saving will help you in the long plan.