Dear @deeanndmathews Thank you for contacting me on this purpose. I really appreciated, that you take your time, even though my HP are for sure not the important point in this "battle".
To be honest I am split on this matter. I am of the oppinion, that 20 % HBD interest rate is not sustainable. Therefore sooner or later such a high interest rate, may lead to severe problems for the complete Hive Ecosystem. Its already now to be seen.
On the other hand, I am going to profit for this project as long as it is possible. Currently I will stay out of this discussion but will follow it closely.
I think the community is split on the subject, actually ... awareness of how we convey whatever we wish to see done is my goal in getting the word out, and since you have an HBD project, I thought you especially should know!
Thank you ;-)