I agree with you.
I for one NEVER intentionally SURRENDERED whoever my opponent is.
I am actually excited to fight against legendary summoner/monster combos.
Mostly I lost, but managed to beat Yodin once or twice with a regular summoner. And it feels good. Really good.
But we also have to understand that there are other people that are wired differently from us.
They would simply lose the will to fight just by knowing that they have a low chance of winning.
It may seem illogical for us, but for them, its a natural reaction. It's their psychological make up. 🙂