With understanding, joint account is good. Both parties should show commitment to the guiding principles. Problems usually arise when one person is sacrificing for the family while the other is not. I have seen a case where a man is denying his people some financial assistance to see to the success of his nuclear family while the wife is a type that doesn't sacrifice to that extent. It will be a problem if such a couple open joint account.
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Not addressing issues like that would hamper such account, so it is better for them to talk through it and agree in oneness before going on with it.