Spend, invest or go broke: If 30million naira ($19k) lands in my account

in Hive Naija9 days ago

30 million naira in one week? Ah, huhm, that’s a lot of money o, but too be honest, in today’s Nigeria, if you don’t use money wisely, it will finish before you even say "let's get this done " Money is just too important now, everything has skyrocketed, food, education, health care, transport...everything. And life can be so frustrating if you don't have it(money). And if you do have it also, what you do with it matters. So, if I woke up today and saw 30 million naira well sitted in my account, first thing first, its too plan and think well.

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Though, I already have some plans of what I want to do that are yet to be executed, which money is causing it to remain stagnant, but you know, now that that money is available, you gat to reshuffle and restrategize those plans 😋, that I will do first by getting a plate of jollof rice and chicken with hollandia yoghurt, and yes, that's first.

Number two is investments. If you like, spend it anyhow, when money finishes, reality will humble you. I’d immediately put a good portion into some high yielding investments. Real estate, you know, buying land in developing areas, land does appreciates like magic. In five to ten years, that same land could be worth more than triple. Then as an agriculturist that I am, I’d consider poultry and farming, that's sustainable. Food will always be in demand. Also, tech, that's the future, I will invest in cryptocurrency (but wisely), while learning some tech skills also.

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Now, after securing the bag, like we always say here, I’d give back because life is not just about collecting; it’s about impact. I know what it means to struggle, to want to go to school but not have the funds, children roam the streets when they should be in classrooms. Some will be used for that too, even if not much, if well planned and structured it will go a long way in assisting some for stationeries, uniform, school fee. Do you know what's priceless, that's seeing a child smiling because they now have the tools to learn.

Also, hospitals, being sick is bad enough, but imagine being sick and broke. People are lying in hospitals, detained because they can’t pay their bills. It might not necessarily be to clear patients debts, but at least, something they could add to or find more to, something to get them pills and medications. People have helped me before, and I know the relief that comes with unexpected financial support.

And also, the church must not be left out, my church presently has an ongoing project, the youth has decided to take up some part, so that I will contribute too. God first....right.

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Then family, I can't forget them, there's no long talk or debate on that, I will definitely do something for them too. They have been my backbone, and they worth more than any single thing I do.

Now, me, I deserve enjoyment, that rice was just for thinking. There are skills I’ve always wanted to learn, handwork that excites me, printing, crafting beautiful frames, and designing unique mugs. Not just learning for learning sake, but also buying some machine used in the trade. Am starting to think 30 million naira(19k$) is about to finish if not already, but since most of my plans are investment, they will yield profit so as to enjoy the life I deserve too and to do some more things.

Money is not just about spending, i’s about multiplying. If one doesn't invest wisely, one will be back to square one and telling stories of how you once had millions (I know of people like that), that can never be my portion. So, the focus would be on securing a future where money works for me, and giving back. Send the funds and see how all these gets done in a week, just try send it first....😋.

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