An Update on My Financial Journey and Year-End Report

in Hive Naija11 months ago

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It's that time of the year to reflect on how my savings journey has been through the Saturday Savers Club in Hive, some lessons learned, and my experiences and goals achieved!

It's been a consistent savings and staking activity in the past four months, and I must say that a lot has changed for me, from becoming a non-saver to an intentional saver and spender. Yea, I now calculate well before spending inorder to save more unlike my old me. Joining the Saturday Savers Club (SSC) is the best thing that has happened to my financial journey so far, and I will tell you why. Do you know that since I joined Hive two years ago, I have never saved 1 HBD until this year, in September, when I found SSC through @deraaa? My only goal at the beginning of the year was all about my HP growth and staying consistent in hive, but this savings initiative not only pushed me to discover the importance of savings but also made me stake more in HP and Leo tokens, together with saving chunks of HBD every Saturday. There is no way you would move along with fellow savers without getting influenced positively by those intentional folks in Saturday savers unless you don't go through their weekly reports. This has been a lot of push for me, and today, the narrative has changed. I save more and spend wisely.



I am thankful for how far I have come. This is my last report for the year, taking a closer look at my performance so far, evaluating how I have been doing with my financial activities, and determining the way forward from this juncture.

Sometimes, I feel that if I had known Saturday savers earlier enough, I would have grown better, but the good thing is that I have a great opportunity to flow along with the initiative afresh from January 2024.

One important tactic I learned from @starstrings01 is to write down my goals in a diary rather than stating them in my mind. This action helps me to always glance through my goals and reminds me to put more effort into achieving them, so that staying consistent with them becomes easier. Also, writing reports of my progress helps me to clearly observe my account growth at a glance and stay on track. So far, I have been diligently doing all of these activities, and the result is evident.

I started this journey with little goals. At first, I said that joining in September of this year didn't make much sense; perhaps I should wait until January 2024, but I'm glad I didn't wait. This made me set a smaller goal in a way that it would be achievable considering how I earn in Hive. . So my three basic goals were reaching 5k HP, achieving 80 HBD by year end, and staking 1k Leo power.

On September 17, 2023, I set my first goal through the Saturday Savers Club as follows:

CURRENTGOAL
HP4,696.5085,000
HBD1080

My secondary goal

CURRENTGOAL
Leo token5701000


I began working on these goals with everything in me. The more I read other savers reports and see how they are smashing their goals, the more motivated I am to keep going. To my greatest surprise, I reached my 5k HP goal in under one month. I stretched myself further and set a new goal of achieving 6K HP by December 31st this year. I was still working on achieving my 80 HBD and 1k Leo power, but things kept working in my favour, and I even surpassed the whole goal. Instead of my weekly 5 HBD in savings, I was throwing a larger amount and staking more of my Leo tokens as I earned them and powering up more.

Take a look at my current achievements today and the value I am ending the year with 💃💃.

Note: I began this year with only 1800 HP

December 27, 2023

CURRENTGOAL
HP6,3026000 smashed
HBD savings21080 smashed

My secondary goal

CURRENTGOAL
Leo token staked2,0001000 smashed


Wow, I feel so fulfilled after smashing my goals., I am grateful for this accomplishment. However, the new year is here, and it should be a year to go even higher, stronger, and better for me.

Still in the holiday mood,

Merry Christmas to you all!🎄

The image is mine!

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I saw this, and I told myself not to forget to comment. I must say, your HBD saving have been entering my eye for a while, and damn na small time remain before your HP go pass my own oh.

Writing goals every day helps us remember our goals and not get lost in the midst of other stuff. You are doing well oh! I should come tap grace.

Hahaha 😂😂😂
My Boss...this early morning whining, kilode oo 😂
My hp is just fish compared to yours...I am only following your footsteps 🤗

Thanks for your warm visit 🥳

pixresteemer_incognito_angel_mini.png
Bang, I did it again... I just rehived your post!
Week 188 of my contest just started...you can now check the winners of the previous week!
!BEER
7


Hey @nkemakonam89, here is a little bit of BEER from @pixresteemer for you. Enjoy it!

Learn how to earn FREE BEER each day by staking your BEER.

I feel like snatching all these tokens from you just to use it to enjoy this season 🤣🤣🤣 Things really worked well for you this year and see how happy you are that you already smashed those goals with your consistency. You have done well, mama and I believe by the end of 2024, you will look back and see how far you have gone. Wishing you the best.

Hahaha 😂😂😂..Mrs snatcher , Lolz
My dear, I am really grateful for how far I have come... indeed remaining focused with goal setting pays
I look forward to a greater 2024
🤗

You smashed all the goal and so Congratulations to you for the achievements. You are going very well and it giving me inspiration 🙂. Keep going forward 🙂.
!PIZZA

Smiles 😊
I am glad to hear that I give you an inspiration
You are equally doing awesome here
Let's keep growing together

PIZZA!

$PIZZA slices delivered:
@hoosie(8/15) tipped @nkemakonam89 (x2)
intishar tipped nkemakonam89

Boss lady Akonam, you are doing great! I believe 2024 will be better for you.

Amen oo
Thank you so much Mr Eagle 🦅

https://inleo.io/threads/nkemakonam89/re-nkemakonam89-37vywpsjk
The rewards earned on this comment will go directly to the people ( nkemakonam89 ) sharing the post on LeoThreads,LikeTu,dBuzz.

Man Am so Motivated seeing this, that's almost 5k Hp gained in a year😮😮🎉🎉🎉🎉🥂🥂🥂
You are doing well boss Nkem

Smiles 😊
Thanks so much drey
I am so happy about this accomplishment 🤗

This is so much of a great accomplishment for the year. The journey is so impressive and I can feel those burst 💥 out of the smashes. 😂. You are indeed a mentor. I will also try setting a target for next year to come.

Aww 🥰. thank you so much and
Ur words are motivating

I’m happy you were able to achieve your goals before the year ends. Congratulations! 🥳
There’s one thing I don’t quite understand when reading your blog – HP, HBD, etc. I’m still very new here, that's why. Could you please explain to me what they mean?

Thank you so much
Hp means hive power..it gives u the power to upvote other posts and you earn some part of hp for doing so

Hbd means hive backed dollars...it's usually pegged at one dollar
You earn both hp and HBD from your post reward

You can sell your Hbd any time to your country currency but the hp is aromatically Powered up to your account

You’re getting to 5k HP very soon
That’s a good job
Congratulations to you!

 11 months ago (edited) 

Lol
I have 6,302+
I guess you missed that

Or I didn’t see it clearly
What was I looking at?
Chaii sickness…

 11 months ago  

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Many thanks 👍

You look amazing 😍

Thanks so much

Congrats 💪🏻 its beautiful to follow a goal and to reach it!

It's indeed beautiful

!hiqvote

@nkemakonam89, the HiQ Smart Bot has recognized your request (1/1) and will start the voting trail.

In addition, @nkemakonam89 gets !HUG from @hiq.redaktion.

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Dear @nkemakonam89, you just got hugged.
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Congratulations on smashing your goals. Keep it up. 🚀🚀

Thanks so much Ud
Compliment of the season 🥳

Mama the mama, the gallant mother. You see why I say that you are an inspiration? These goals are amazing and the way you went about working towards them has opened my eyes as well. Come January 2024, I will also kick start on fresh goals as well. Thanks for sharing this report

#dreemerforlife

Awwwwww 😍😍😃😃
Becky my lovely darling 😍
Thanks for the ginger
Let's roll together come 2024
!LADY

View or trade LOH tokens.


@nkemakonam89, you successfully shared 0.1000 LOH with @beckyroyal and you earned 0.1000 LOH as tips. (1/4 calls)

Use !LADY command to share LOH! More details available in this post.

No probs ma, I'm with you all the way.😁

Thanks for the tokens

Too much appreciatable! I am greatful to learn about your financial journey. And I liked the tactic which you have mentioned that to write it down. From now, I also will do it. Thank you for sharing such a wonderful tactic.
#dreemerforlife

Hi, you have been selected as a contender for this weeks #saturdaysavers club #topauthors competition !
However, polls are not working on leofinance. If they start working over the weekend, I'll set up a poll. If not, all 4 contenders will be declared equal winners next week.
In the meantime, I've asked the voters to show some love to you post instead - so heres hoping you get a few more comments, upvotes and tips !
Full post is here:
https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-author-of-the-week-ending-29th-of-december-including-announcing-our-weekly-winners-
I hope you have a great week - and keep on stacking !!!!
Cheers @hoosie
!ALIVE
!LOLZ
!PIZZA
!PGM

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remaining commands 2

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Wow... thanks so much for selecting my post. I am so grateful 🙏
MUCH APPRECIATED 👍

!ALIVE

@hoosie! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ nkemakonam89. (1/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

You are welcome !
!ALIVE
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!PIZZA

@nkemakonam89! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @ hoosie. (8/10)

The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want, plus you can win Hive Power (2x 50 HP) and Alive Power (2x 500 AP) delegations (4 weeks), and Ecency Points (4x 50 EP), in our chat every day.

Show me a piano falling down a mineshaft...
And I'll show you A-flat minor.

Credit: reddit
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(4/10)
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