Your uncle is so wise and that's it. I also wrote in my post, though talking in the aspect of singles like me but it doesn't exceed a family person because it all boils down to cutting your coat according to your size.
It's good you and hubby had sat down and plan the whole spending and how to lock up when you've reached your limit. The receiver won't tell you to keep your money if you keep giving them, all they want is, collect collect and collect. Lol
I told my sisters that aside the food we have bought to last everyone for both Christmas and New Year, I won't be giving anybody money except for my Dad.
Lolz... princess already had her plans too..that's nice
It's like a manual to guide one , otherwise we will exceed our limits unknowingly
It's always necessary to apply wisdom in a time like this