Oh yes! It's safe and also dangerous. Reason why i would always say never lay your eggs on just one basket.
I believe marriage is meant for adults and adults are to take responsibility for there action. Going into having a joint account it's a free will option and i believe whatever comes out at the end shouldn't take you unaware since we're already aware of the danger and heartbreak that comes with it.
In otherwords, building trust with partner is good but wisdom is profitable to direct😌
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Trust and wisdom...two important things to look into. When both partners have come together to agree and are aware of whatever may arise, then, they would be able to manage the situation together. In all, having trust is important.