My friend has this problem of always complaining about not enough money i asked her about his financial lifestyle and he told me that they switch their mercedes for the newest model every year.
As if that wasn't enough he always updates his iPhones and other tech gadgets to the latest one's. He and his girlfriend order takeout for dinner every night and breakfast a lot of the time.
they have a daily cleaner, and decide to wear only designer clothing and pay someone money just to come and feed their dog every night because they always go on these expensive tourist boat rides.
Surprisingly most of us had this kind of lifestyle of spending way more than we earn let's do a bit of analysis
Let's say Mercedes GLA 250 for 45,000
iPhone 15 plus other tech gadgets should be around $3000
Let's say about $8,000 a year for food
And for clothing let's just leave it at $20,000 might be more
For the tourist ride let's keep it at $20,000 also
Altogether that's close to $100k
On average an American earns $62k per year and only 18% of Americans earn over 100k individually .
Spending more than you earn puts you in a life of debts and most of the things you buy has no value or worth just for show and you're not a model so what's the catch.
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