Another great 
#HivePUD post here, @blitzzzz! Your posts, as always, are exceptional. Also, your acount growth graph is really inspiring.
Reveal spoiler
On a side note, I've also decided to save some of my HBD, which I've earned during the month through posts, by putting it into Hive Savings. 
This is something that I need to investigate more about. I haven't done anything yet with the Hive Savings, and doing this myself would help me towards achieving the 
Finance badge of the 
HiveBuzz Tour. I really want to get as much of the Tour completed as I realistically can. I am not likely to be able to complete the "Governance" section, as I'm not likely to be setting up my own Witness node, haha. Then again, I think that is the only section of the Tour which currently doesn't have an associated badge.
Thanks @frittro π.
I feel that HBD Savings is the "playing it safe" option on HIVE. As a stablecoin which is offering interest rates of 20%, it flat out beats any savings you can get anywhere else.
However, the downside is that if the crypto market goes on another bull run, you'd be missing out on the price appreciation of simply holding HIVE instead.