Hehehe... I do understand your point of view... I had a couple of thousands in HBD but decided to convert into HIVE... Was that a good move or not? Time will tell... 😃
The good thing about having HivePower is that you can "earn more", but by doing that you are also helping others to grow! That's something that you can't see on other blockchains! So, even if I "lose" on my HivePower holding (compared to HBD savings), someone else, who I support through upvotes, will win!