Woww good article, I agree with your comments
I think money talks, Money can't buy everything, but it's: "material" is important. There is a famous saying in Vietnam " 1 thatched hut two golden hearts." - it's about a poor couple who live side by side in a hut but they are still happy. In our generation, that saying has been dropped haha no one wants to live faithful and poor in a hut. The more modern society is, the more people want to have an enjoyable life, without money we can't do anything
And I hate debt, I'd rather buy a few things, I accept not buying things I like, debt makes our brains tense. Only when our mind is happy can we make money more hahaha
Debt is a huge stress, and it always in the back of our minds. Better to live without it and be in peace.
It is much easier to live without money in the countryside. It would be tough in a city, living a modern life. But, I bet it is doable, to reuse, upcycle, and maybe have an urban garden. That would be an interesting challenge!
I love that saying.