Happy new year and it's good to read that you are keen on building your savings this year and also setting some goals. Having a goal makes us focus on the things we do and not just drift along wherever life takes us :) Good luck to you on this regard.
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Hi @ifarmgirl , I'm glad to always see your name on the comment section, thanks for supporting me.
Yes I do have realizations about that things I've mentioned especially with savings.
Happy new year too.