Microsoft has found that regularly using generative AI reduces a person's critical thinking skills
Microsoft paper doesn't make such a claim. Maybe rather than quoting headlines, you should actually read the papers themselves.
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Again you have not read the paper and just throwing a one liner from the abstract.
If you don't have the self-confidence in the task you have given to GenAI it results in less critical thinking because you don't have the ability to reflect on the output.
If you have the self-confidence in the task you have given to GenAI, it increases your critical thinking. As the paper says GenAI shifts critical thinking from information gathering etc. to information verification, response integration and task stewardship.