Start slowly, try for 50, then 100, 150, create small goals and add HBD to the savings, it's a nice investment to make and a reserve fund that will pay off until the day you need it.
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Start slowly, try for 50, then 100, 150, create small goals and add HBD to the savings, it's a nice investment to make and a reserve fund that will pay off until the day you need it.