I’ve yet to be successfully scammed. In part because I never answer the phone unless it’s someone I know. Anything else can go to voicemail.
And having grown up in New Jersey, I’m probably more cynical than average. That probably saved me a few times in the pre-smartphone era. 😁
I have never been phone scammed, but this light thing annoys me! I knew there was a risk, but this requires signing in with bank details to use the site - ridiculous!