After the age of forty all those young healthy days tend to disappear. One health problem after another starts popping up. It's just life, we aren't immortal unfortunately. It's always smart to have your affairs in order. You may live another forty years or another two days! It's something I had to embrace after the COVID vaccine nearly killed me and may still be the cause of my ultimate demise!
Life is fragile and short, enjoy it while it lasts!
My wife and I have been talking about going to see an estate planner, but we just haven't gotten around to it yet. I know that's going to come back to bite us one day!