I've not spent any of my crypto-currency other than $100AUD some years ago to test that my crypto.com VISA card worked online
I haven't spent a single dollar from my bank account in 8 years. I've lived off cryptocurrencies these years. And I hope to increase my capital in the next bull cycle, but for now I will wait for ETH for $400-800 and make purchases there. It's too early to buy HIVE right now. Maybe around $0.05.
You've got it all worked out. Hurrah!