Crypto savings accounts may offer you more favorable rates if you agree to lock up your crypto for a while, or if you hold a platform-specific token. Nexo, for instance, increases interest rates by up to 4% for holders of the platform’s governance token, NEXO. Binance and Crypto.com are among companies that offer greater interest rates to holders who lock their tokens away for months at a time; keep in mind this kind of deposit means you can’t sell that crypto in the event of a sudden downturn, means you can't sell the crypto even though the crypto companies is good down or the rate is dropping constantly.
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