The centralized approach, while preaching decentralization (it depends on the narrative - if it is in their interest than a centralized decision is ok, otherwise the decentralization card is being played)
I've noticed this. It's like throwing a bit of red meat to the community and claiming decentralization, yet many controversial decisions aren't included.
Most recent, the DAO writing a blank check for an exchange listing. (if the DAO is paying, shouldn't the DAO be the one signing an NDA?)
Not really a DAO is it if it can't make informed decisions about what it's voting on?
I agree with your positives. I was skeptical about the SB cards but they seem to be working out.