This is not an unpopular opinion I'd say, only an informed one, agree also that most of crypto including memecoins and coins with no utility are just especulation, as you said.
Normies are still claiming that crypto as a whole is a scam, when there are such interesting tools as BTC or Hive. As I always try to remind, don't blame tools for how are used but blame to those who use them wrongly.
Yes, for people who are here long enough typically understand it, it's the noobs I worry about