It's realistic for sure, and probably not the most optimistic at all! I did a similar research a few months back and my ROI was way higher. I think it's basically impossible not to profit from the game AND have fun doing it if you're a dedicated player.
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you're right, eventually luck helps and you find an epic or legendary card, some gold foil, and this increases ROI.
Exactly. And even without those, decent ROI is warranted.